I don’t think Rush Limbaugh realized at the time what a colossal blunder his “I don’t think there’s one thing wrong with the American health care system” comment would turn out to be. And it all comes down to the fact that he was vacationing in Hawaii, which really doesn’t have a health care system with the same features as the American health care system. For one, they have a strong employer mandate that has led to the lowest premium prices in the country:
Hawaii’s health care system is distinct from the rest of the country, in that they passed a version of health reform decades ago, in 1974. The Hawaii Pre-Paid Health Care Act includes a requirement for employers to provide health coverage to their workers. As you may know, a similar requirement on large employers is a key part of the reform now pending in Congress.
And the employer requirement seems, by and large, to have succeeded. It has increased coverage–just under 8 percent of the state’s population is uninsured, second only to Massachusetts–and access to care. At the same time, Hawaii still has some of the lowest health care costs in the nation, despite its high cost of living and without an apparent decrease in quality–as Limbaugh himself discovered.
In fact, Hawaii’s system goes FURTHER than the efforts in the House and Senate to mandate employer responsibility, without complicated Rube Goldberg contraptions that lead to things like the “free rider” problem in the Senate bill. This has not killed jobs on the island and has led to far lower costs.
Hawaii also forces its employers to choose one of a few standardized insurance packages, which feature low co-pays and out-of-pocket expenses.
Hawaii is effectively tied with North Dakota for having the lowest average employer provided insurance premiums and has the lowest employee contribution toward premiums in the country. This is a very impressive accomplishment for a variety of reasons. First, Hawaii basically has the highest cost of living in America. Almost everything except health care costs dramatically more in Hawaii, compared with the mainland. Second, because of the “Prepaid Health Care Act,” the average quality of the employer-provided insurance in Hawaii is substantially greater than the rest of the country. Finally, Hawaii is the state with the second lowest level of uninsured people. None of the other ten states with the lowest level of uninsured are also in the top ten for lowest average single coverage employer health insurance premiums. Based on all metrics (cost, cost growth rate, quality, coverage, life expectancy, etc.), Hawaii has probably the best health care system in the country.
The real world evidence from this country and others points to some clear solutions. Mandating only a few (or one) precisely defined, high-quality, low-cost-sharing benefits packages would help keep costs down. It reduces administrative overhead, helps prevent insurance companies from gaming the system, allows true apple-to-apple comparison shopping, and encourages people to seek early treatment (the more cost-effective kind). Providing everyone with actual high-quality, affordable health insurance is not just morally the right thing to do, but also makes strong financial sense.
If Hawaii falls short anywhere, it’s because they have effectively been barred from fixing some of the more glaring problems. Hawaii received an exemption in 1974 to the federal ERISA law limiting state flexibility in designing health care systems. As such, they can continue to have their employer mandate, but not alter the system to account for employers gaming it through hiring part-time workers that they don’t have to cover. Such allowances for state-based innovation is part of a proposal from Ron Wyden that’s in the Senate bill, but it needs to be improved, and the timeline moved up so states don’t have to put together an exchange only to dismantle it for a different plan that matches federal guidelines.
Finally, to add insult to Limbaugh’s rhetorical injury, the hospital where he stayed in Hawaii, home of the nation’s best health care system, was unionized.
Limbaugh stayed at Queen’s Medical Center, where nursing staff are represented by the Hawaii Nurses’ Association (read: a labor union). The nurses at Queen’s are protected by their contract, which adheres to the ANA’s safe-staffing principles guaranteeing appropriate staffing levels for any patient care unit.
In fact, Hawaii has one of the greatest percentages of organized workers of any state and also had the highest percentage of organized RNs. All private-sector acute care hospital RNs are organized, with just two known exceptions. We’re guessing this might have something to do with why Limbaugh found the Hawaii hospital staff’s work so “confidence-inspiring.”
When Limbaugh was released from Queen’s Medical Center, he cheerily noted, “The treatment I received here was the best that the world has to offer.”
Whether he realized it or not, Limbaugh was praising the care he received from union nurses in one of the country’s most progressive health care systems. On behalf of the labor movement and health reform advocates everywhere, THANKS FOR YOUR SUPPORT, Rush!
Surely Limbaugh will find a way to wriggle out of this, claiming that he was “taken out of context” or just ignoring the deficiencies in his logic, to the delight of his listeners. But it’s worth it for progressives to pile on to this, and demand that the US health care system aligns in terms of cost and quality with Rush Limbaugh’s dearest wishes.




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And if a tree falls in the forest…
IOW, this is only a blunder if MSM catch him on it. Good luck with that.
Otherwise, thanks for the description of the Hawaiian medical system, which I knew nothing about. Informative post.
Does this great Hawaiian system have anything to do with the fact that there are more native Hawaiian’a in Nevada than on the islands?
The fact that Rush was oblivious to the unique circumstances of health care in Hawaii is certainly not surprising. Also, when he says the U.S. has the best health care in the world he does not mean that it is the best for poor or middle income people, who the hell cares about them? He simply means it is a good system for rich fatheads like himself. Thanks Rush, no one would have figured that out without your help.
Dunno, but since the cost of living on the mainland is only now approaching the costs I was paying as a GI in Hawai’i in the late ’70s/early ’80s, I’d say decent paying jobs might account for a lot of the folks from the islands being in Nevada.
(FWIW, the term “native Hawaiian” is used in the islands to ID those folks of actual Hawaiian descent, rather than those who just happened to be born there – and there aren’t too many of those left as when I left in ’82 I think folks with even 1/4 Hawaiian blood were less than 1% of the total population)
ecahn, it is actually getting some play in the MSM – at least on David Shuster’s MSNBC show, and I think also on a CNN program I caught a glimpse of.
Of course, they weren’t talking to Limbaugh himself, but one of those usual R apologists (never remember his name), who denied that there was any irony in RL’s statement. But Shuster and Tamryn(?) made the point about the unionized nurses and hospital, and the uniqueness of HI’s health care/ins system pretty clear, with help from Chris somebody on the dem side.
With luck, it will grow from there.
WWJD?
To those who prayed that God reveal his plan this is your answer….Socialized medicine delivered by care givers with job security and paid wages and benefits that reflect their skill and dedication. But hey…Jim Demint-Barack Obama-South Carolina.
As stealthy as the healthcare bill, anyone heard about progress on the effort to pass universal voter registration?
http://www.examiner.com/examiner/x-27672-Portland-Political-Buzz-Examiner~y2010m1d4-Dems-positioning-to-rig-November-elections
The examiner.com “news” makes Fox look truly fair-and-balanced.
I wouldn’t believe anything found there.
I now live in Brandon which is right outside of Tampa. Before I lived in San Antone, I was in Apollo Beach which is south of Tampa but also part of Hillsborough County and the Bay Area. I don’t think I’ve ever seen the “Examiner” anywhere.
Who knows, maybe this brush with mortality will give him a change of heart – think of all the people he could influence for the better.
Based upon his remarks upon exiting the hospital, I’m guessing not. However, there’s always that possibility…sorta the same odds as the sun flaming out in the next few days.
I made a few similar observations over the weekend at DK:
Limbaugh in Hawai`i – a view *from* Hawai`i
why does anyone care what limbaugh has to say? hes an intellectual midget. a sophmoric sophist, a liar and a big fat bald dick to boot.
David, interesting comparisons, thanks. However, you might want to rephrase your intro – Quote: And it all comes down to the fact that he was vacationing in Hawaii, which really doesn’t have a health care system with the same features as the American health care system.
Hawaii is part of the American health care system obviously – it is just set up differently (and more effectively) than most other states in America.
Queen’s Medical Center is top-notch…! Once you get to the Neighbor Isles health care drops significantly…! But, most people are covered one way or another and we can get access to Docs… I’m scheduled to be flown to Queen’s for an ENT appointment on the 20th…! ;-)
I don’t see how employer mandates can work well for real life situations. What if a person has two part time jobs..which employer pays? What if a husband, wife and a single parent daughter living at home all have part time jobs, which employer pays? It becomes another Rube Goldberg of bureaucracy trying to figure it out. Why do you make small business owners have to try and figure out what insurance plan is best for your family? Do you expect us to start buying your clothes, your groceries, your auto insurance, etc. next? Why not give everyone a paycheck and let them buy what they want including the health plan that makes the most sense for their individual needs? As a small business owner, I can tell you the biggest cost of providing health insurance to my employees is NOT the cost of the premiums (I just consider it part of their paychecks anyway and gross up their pay with it). The biggest cost is the hassle dealing with insurance companies trying to find plans that will satisfy everyone in my group (12 employees) and keep costs down. As small business owners, we DO NOT HAVE an HR department so it just adds one more thing to do at the end of of long day. I would love if real people would begin to ask real business owners questions (not Fortune 500s) before they espouse their solutions that they mandate onto someone else. We absolutely can reform health care and take care of everyone…but not the way you are proposing.
Maybe, because he has several million listeners who take his word for gospel??
As I’ve said to a number of friends and acquaintances, if I could accrue enough points, I would just emigrate.
However, maybe I could just move to Hawaii!
I had always heard how expensive it is to live there, but no one had ever bothered to mention how much less expensive health care is. Surely, that might be the best place (in the U.S., at least) to plan a “working” semi-retirement?
I’m thinking that nothing less than a heart transplant (preferably from a bleeding-heart liberal) would be necessary for RL to undergo that kind of an epiphany.
Frankly, I’m pretty sure that most everyone here would also like that kind of input, too. What we are unhappy about is that our government is completely ignoring us and listening only to HUGE corporate identities. They can get away with that because, under the law, corporations are considered “persons” with the same rights to use their dollars as “free speech” as if they were actual individuals.
The system has been gamed.
Employer mandates work well in Germany, but that’s because of the way the remainder of the system is structured. Employers choose from a menu of plans for their employees, and the plans are all handled by private insurance companies. The big difference is that all the insurance companies certified to be in the national “exchange” for basic policies are required to be non-profit. They can sell supplemental policies (for profit) for additional services. I believe hospitals are also required to be non-profit. Employers pay something for each of their employees – a partial payment for part-timers, depending on what percentage of their week they spend with that employer; if an employee works two part-time jobs, both employers split the policy premium. There are state subsidies for people who can not afford the premium for a basic plan.
Personally I like the single-payer plan better – less bureaucracy, fewer complications and the ability to buy further coverage through for-profit insurance companies.
Our government is not listening to large corporations because they are seen as “persons.” Our government is listening to large corporations because they provide enormous campaign contributions and can afford lobbyists who provide everything from “expertise” in the writing of legislation to junkets and vacations.
Thanks for the insight into how Germany handles employer mandates. However, I still don’t understand why they don’t just give employees bigger paychecks (with the amount we would normally give to the insurance company) and let the employees choose from the menu of plans offered. I really do not want to be involved in my employee’s health care which can get very personal if they or their family is seeking treatment. Everyone…why do you want your boss involved in your healthcare? It is none of our business. Let us do what we do best…run a business. You take care of yourself and your family because you know what is best for you. The grossed up paycheck is the simplest answer. Understand that in small businesses, employees are like family and we care about each other. However, there is a point where we shouldn’t have to cross a line that basically is an invasion of their privacy.
It because of the lack of work on the Islands that alot of Hawaiians come to the mainland.They do have a good health systym,after working for 30 days,the employer has to furnish insurance for the employee.Because it is Kaiser they pay three dollars for the doctor and two for prescriptions.But that isn’t my point,it is not the health care we are talking about it is the access to health care that is the problem…..rush of course is once again twisting the words around to get everyone focussed on “health care” it is not it is ACCESS to the fabulous health care.
—Who’s twisting who’s words here? Rush made a general statement about the U.S. health-care system, and you are all trying to twist his meaning, which you’ve all learned from your Kossack puppet-masters, or from watching the same tactics at MSNBC. Periphrastic grandiloquence does not an argument make.
Suggest Xanax.
I agree his statement was about the health care system….what we are fighting for is access to that systym.Again my point was needs to be able to get it to all.
Really…drugs,must be a rush kind of guy
Then work for freeing the market from all of the obstacles that have been built to deprive us of that access. Start with the fact that most states are encumbered by a near monopoly of one large insurer. The Senate bill only exacerbates that problem. It sounds like you are a closet Tea Partier…
Welcome to The Lake.
If you have a policy discussion in mind, accusations about affiliation and prescription advise is probably not a good starting point.
Again, Welcome.
Employers should not be on the hook to provide health insurance and employees should not lose health care because they lose their job. If the USA is to be competitive with all other modern, industrialized countries then we need to take the burden of health insurance premiums off of business. American cars cost $1400 more per car on average because of the cost of providing health insurance to the car companies employees. We in the United States should have a vested interest in the health of our citizens if for no other reason health provides strong workers and soldiers, but it also stops pandemics and other health crises and increases strong mental health and happiness ratings and decreases anxiety. Providing comprehensive health care for all decreases the costs.
Rush should not be surprised at the level of care he received. Unionized workers are usually less demoralized because they enjoy a higher income and better job security. If the TSA and Homeland Security are serious about doing the job right then they should allow their workers to be unionized and make more tha $8 an hour. Maybe then they would attract a higher level of employee.
Yeah right. My bad. I guess I should have started with silly comments like eating babies, pissing pants and crapping drawers, then I would be welcomed with open arms.
Competition amongst insurers doesn’t produce efficiencies; for two reasons:
- Fracturing the size of risk-pools, and moving people between them, actually reduces their efficiency.
- The above problem is exacerbated by the fact that using risk-pools to pay for healthcare is completely idiotic, as it attempts to insure against inevitability.
Sue,
You are wrong in many parts of your assesment of German health insurance. I have spent at least 8 years living and working in Gemrany over the past 20, and I know the syste, very well (I am still a medium sized employer over there).
The employer does NOT decide which insurance company the employees get, each employee decides on their own. For example in the company I have, we have 30 employeesand at last count they were insured by 17 different insurance companies.
The percentage that the employer pays is always set at 50% of the premium…it cannot be more, it cannot be less….whcih means the employee pays 50%, always, and for all companies. Self employed people pay it all themselves.
The premiums for the public insurance companies are currently about 15% of top line salary, which means each employee pays 7.5% of his top line in health insurance, with a floor of about $1200 a year, and a ceiling of about $5000 a year (the employees part). That means even the lowest paid part time employee who might be making $800 a month for 20 hours a week would be paying $100 towards health insurance, and I would be paying the other $100
It is difficult to hold multiple part time jobs in Germany, as you get a tax card which you have ot turn over to your employer. If you take a second or third job, your additional tax cards put you in the worst tax bracket with no deductions. You can balance these all out at the end of the year with your tax return, but on a month to month basis your second and third job seem to pay nothing, so virtually no one does that, a good portion of the population takes a second or third job on an “under the table” situation, which is called “black work” where they pay no taxes, it is just cash in hand.
The subsidies you talk of are for the severely working poor, meaning those who have a job and earn under $12000 a year. The health insurance is also covered for the long term unemployed, whose welfare benefits have been seriously cut in the past 10 years. With the current system you are expected to exhaust all of your personal savings before the final stage of welfare kicks in (after 3 years of joblessness), and that kicks in at about $470 a month…they will also pay rent, but will force you to move into an appartment of no more than 350sqft. for a single person.
And that is in a country where most people’s take home pay is between 50-70% of their top line number.
And the public insurance companies are barred from selling any additional private insurance. There are private isnurance companies who sell top up insurance.
And to “imamaerican”, the system does leave the choice ot the employee, and she cna keep her insurance moving form one job to the other,a nd form one state in germany to the other. They don’t have a wide array of choice, at least in the public system…that is why in my company, I try and bump up the wage of anyone who is close to the cut off point for private and public insurance (about $70k a year), so they can choose the private system. Remember I am coming from the right….
I don’t do company cars, or any other non salary perks, I try and gross everything out. We are all very aware of costs, and of those in the private insurance, all but 1 chose the high deductable versions with very low monthly premiums (for example my GM, he makes about $300k a year,a dn for him and his family in the private system he pays less than someone in the public system who earns $50k. He has a $4200 deductable, which he thankfully hasn’t even come close to in the 10 years I have known him). Their coverage and treatment is significantly better in the private system, with less waits for doctors, better accomodations in hospitals, and more treatment options. Since I would like all my employees to benefit form the private plan, we have a group top up insurance for those who don’t earn enough to hit the threshold.
It is a non unionized company, where everyone is aware of my views on organized labour. Last october when the crisis started, the employees shop floor employees came to the GM and proposed a temporary 10% pay cut (voluntarily), which we did not want. They wanted to keep the company flourishing. We cut margins, we cut prices, and our sales rep was on the road 250 days last year, and we managed to actualyl beat last year in order volume…who cares about the profit now, it is a privately owned company, and as long as it is in the black, we’ll beat the others.
That last part is not relevant to the discussion, just wanted to share it.
before the edit, that had paragraphs
Rush claimed that he was treated just like everyone else. Hmmm, I wonder if my policy covers ‘krill overdose’.
The thing that’s wrong with the healthcare system in America isn’t the quality of the treatment, it’s the cost. Rush Limbaugh and other rich people have no problem paying for it. But the rest of us may lose everything if a serious illness hits our family. That’s what needs fixing. Make it affordable for all Americans to get the same quality of care that old blowhard Rush got.