Andy Harris, a right-wing tea party favorite from Maryland, won his election against Frank Kratovil, and will represent MD-01 in the House come January. Like his fellow freshman legislators, he will not receive coverage under the Federal Employee Benefits Health Program until the first of the next month. This is fairly standard for virtually every job I’ve ever had; in fact, it’s a little better than some which force a three-month “trial period” before benefits kick in, or make new hires wait until the next open enrollment. That’s if your employer provides health insurance at all.
But see, Andy Harris is a US Congressman now. And before that, he was a Republican. Which means he’s as selfish and entitled as all get out, and unwilling to wait for his health care coverage.
A conservative Maryland physician elected to Congress on an anti-Obamacare platform surprised fellow freshmen at a Monday orientation session by demanding to know why his government-subsidized health care plan from the government takes a month to kick in.
Republican Andy Harris, an anesthesiologist who defeated freshman Democrat Frank Kratovil on Maryland’s Eastern Shore, reacted incredulously when informed that federal law mandated that his government-subsidized health care policy would take effect on Feb. 1 – 28 days after his Jan. 3rd swearing-in.
“He stood up and asked the two ladies who were answering questions why it had to take so long, what he would do without 28 days of health care,” said a congressional staffer who saw the exchange. The benefits session, held behind closed doors, drew about 250 freshman members, staffers and family members to the Capitol Visitors Center auditorium late Monday morning,”.
“Harris then asked if he could purchase insurance from the government to cover the gap,” added the aide, who was struck by the similarity to Harris’s request and the public option he denounced as a gateway to socialized medicine.
There’s almost a novelistic quality to this complaint, something you’d find at the end of a short story precisely to make a point. Andy Harris, who would as a Congressman surely work to deny health coverage to millions of Americans, doesn’t know what he will do without health insurance for 28 days. Join the 59 million other Americans who don’t have coverage of their own, most of whom don’t have an end date for that lack of insurance.
Harris’ spin on this is that he was pointing out the “inefficiency of government-run health care.” Actually, he was pointing out the inefficiency of employer-based health care. Employers have all kinds of different rules governing their health insurance coverage, and they don’t care whether or not they match up with their employees’ needs. They don’t make their coverage portable, and they don’t make it easy for employees to transition from one job to the next. Under a comprehensive program that is “government-run,” as Harris says, there would be no issue of this type. You’d acquire your coverage by virtue of being an American citizen, without having to deal with waiting periods and open enrollment at a new job.
That’s the reality. It’s not that Harris doesn’t like government-based health care, it’s that he doesn’t like the US health care system. Neither do I. Maybe a Democrat is a Republican who had to wait a month for open enrollment.




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Come on, you know this was a setup joke. He is just pointing out how government run programs, not just this one, are totally erratic and out of control. He would show you, on the other hand, how efficient and unmatched the private sector programs are.
Yeah. So efficient that average Americans have to wait 30, 60, 90 days for health care coverage from employers, or wait until they get bumped from part-time to full-time to qualify for health care under the employers’ terms — if they get any coverage at all.
What a spoiled asshat this guy is.
Too bad Republicans have no innate sense of irony…
Hopefully, get hit by a bus.
I saw this story this morning and was gobsmacked at the overweening sense of entitlement this a**hat displays.
Yeah, it really is too bad that they don’t even understand teh Irony when it’s staring them in the face.
No room for irony, entitlement is taking up that space.
This IS rich. I hope it gets play all over the universe, that’s how rich it is.
Oh, and Also. Fuck.
why am I not surprised.
Physician opponent of Obamacare wants it NOW.
maybe the answer to the teabaggers is always:
dont like big government?
dont take the money
dont like federal spending
give it back
want to shrink govt?
dont cash your federal pension and paycheck and cancel the federal health insurance, dont collect your ss, accept medicare or medicaid to pay for your mother’s nursing home.
I know it sounds ridiculous. But is just as logical as anything they say–like cutting taxes doesnt have to be offset because of, you know, voodoo.
I gotta agree. This is sad..And another reason Health Insurance should NOT be provided by employers. It should be self-purchase, only.
Figures. It’s the usual T-baggerdom sense of entitlement. I got MINE, EFF you dusky poor folks; get screwed.
Mind-boggling that this idiot is “worried” about 28 days without his very excellent health care plan funded by YOUR & MY tax dollahs until the @$$hat dies. Doesn’t want to have to rub shoulders with the proles who deal with this all the time. No T-baggerz will see the irony, though. They’ll just feel sorry for this schmuck.
Bravo, David.
KEEP YOUR GUBMINT HANDS OFF MY MEDICARE!, the Congressional Teabag version.
That’s been my answer to some T-baggerz I know. They kind of sputter when I first start offering those “solutions,” but their main WHIIIIIINE after that is that is “not faaaaiiiiiiirrrr” because all the worthless poor people are getting “all that money,” so why shouldn’t they (the T-baggerz) “get theirs”???
A better question is, how do folks like the self-serving Harris net a majority of the popular vote in a general election? There is no explanation other than massive vote rigging which would boggle the mind if the true extent were known.
Hypocrisy. With Republicans and Teatards it’s a feature,not a bug.
You have a point, but I also consider the effectiveness of the corporate-owned rightwing media’s role in brainwashing. Let’s face it: citizens aren’t getting anything close to what could be termed “real journalism” these days. They’re fed pablum, circus tricks & incessant lies.
True, plus their innate sense of self-important entitlement for themselves alone.
There are many, many of your fellow citizens that are not very bright. Just read the comment at 11.
I am pretty sure that teh Congress has a variety of health plans to select from, and they pay for their insurance the same way that other employees buy into the group plan at work. Yes, we the taxpayers fund a portion of the cost, AND there are a variety of plans since the government is so large and offers several. But they do have to enroll, just like with other employers.
The media has an important role, to give the perception that its message is influencing voters’ intent, but that is not sufficient to motivate voters to perform the active event of voting against their personal interests.
There is massive voter fraud occurring. We have a massive amount of circumstantial evidence that points in that direction.
Well here is how it works for the rest of us.
Presumably he had health insurance from his previous employer. He leaves that job. He gets notice from his employer that his health insurance is paid through November and if he wants to continue on COBRA he can. He stays in the same pool at the same costs and coverage, but he pays the entire bill.
Does this guy think that if anyone got a job in the private sector that started in January that the employer would be saying – and of course we will put you on the company tab 2 months early just because we are such great people. Right.
This is just a perfect example of someone completely out of touch not understanding our our “uniquely American” tied to employment health insurance system works.
While we’re at it, wouldn’t this be a good time for this clown to renounce his future Social Security and Medicare benefits? You know, to set a good example and all?
With our pathetically weak education system, no doubt that there are many who are not very bright. That they would make a substantial effort go out and vote against their personal interests is just not plausible.
So,how is this jerk getting health insurance coverage now? If he is self-employed, surely he pays for his own and he can just continue it until the Congressional coverage kicks in.
Oh, but I suppose he works for/is a partner in an iincorporated practice, so yes, his insurance is employer-provided, and he has already put his resignation in, effective Jan. 1 or Dec. 31.
How is it he doesn’t grasp the obvious point, that the problem is getting hour insurance through your employer?
Of course, I didn’t understand why big employers who are being broken by having to provide health insurance didn’t play a larger role in getting real health care reform passed.
I hope this gets a lot of news attention; perhaps those who voted for him will desire a do-over……
No offense, but dream on, tejanarusa… no way. His credulous constituents will feel sorry for this fool.
Sadly, it’s exactly what we’ve been seeing for years now, over and over. They do exactly that, vote against their own interests, becauuse they’ve been brainwashed to believe the big lies they are told about who/what is at fault.
And of course, the braiinwashing from childhood (and now from their big, Christians-prosper churches who drum it every Sunday) to believe that they are just a few steps from hitting it rich themselves, and therefore to identify with those already rich.
They do it all the time. They don’t understand what’s behind the propaganda they’re fed; no voter fraud required for the result (not to say there is none). The massive propaganda campaigns, abetted by the media who think their job is simply to read the press releases and to quote one side, then the other, without judging the evidence. Why else did so many people buy the Swift boataers lies about Kerry? How else did GA voters buy the “anti-military, anti-America” lies about Max Cleland?
It’s Occam’s Razor again.
Another death of irony.
It is getting widespread mockery on ‘leftie’ blogs, I see.
Of course, all the problems are in the private sector of U.S. medical care. Public programs are the most effective & lowest cost.
Just thought that should be pointed out once in this thread.
Oh, I know…the trailing dots are meant to suggest that I’m hoping, but not expecting.
Have you ventured onto any “rightie” sites to see their reaction? Or, better, are they even mentioning it?
I have to defend American public education. Most of us here at the Lake were probably educated in public schools. Education has nothing to do with how bright you are. Are the posters here not very bright because they went through the public schools? Several people I know are teabaggers, and they are very bright, creative people. It is mysterious to me how they are able to hold the beliefs they hold that run exactly counter to proveable facts, e.g. SS not part of the deficit. Pointing out facts means nothing. The education system is not the problem no matter how much Bill Gates and Michael Bloomberg, etc. spend public and private money to rid the nation of the scourge of teacher unions and public schools.
Well, well, well. I wonder how the Tea Partiers in MD-01 feel about their tax dollars going to pay for government-run health care for a Congressman and his family, much less how much their Tea Party hypocrite can’t wait to get him some of that government-run health care…
How many of them even realize that it’s happening? Looks like Andy Harris’s banking on the probability that not many of them realize it at all.
There has to be a way to shine a light on these Tea Party hypocrites…
I HAVE THE ANSWER!
Send an email to Jenny Beth Martin, leader of the Tea Party Patriots, and to IronMill.com.
Unlike progressives, these Tea Partiers intend to focus on keeping their Tea Party reps to their word.
Check out Tea Party Group Releases Congress Members’ Cell Phone Numbers. A few days ago, Martin sent out an email to Tea Partiers telling them to call their rep-elects’ private cell phones and give them a hard time:
This was supposed to be a reply to ghostof911 @23. Sorry, I didn’t click properly.
I NEVER visit rightie sites. Don’t have the intestinal fortitude & don’t want to give them the traffic.
I agree that it’s the public education system in this nation that’s at fault, although our public schools are often in trouble and not doing as good of a job as they used to.
But I know many Tea-baggerz who got excellent public school educations, some all the way through tertiary education and beyond. Some Tea-baggerz I know are very well educated, in many ways very sophisticated, have traveled extensively and work at high level jobs.
The cosmic disconnect is quite amazing (albeit not so much anymore, as I’m used to it). Howard Fineman was on Tweety’s show recently (I so rarely watch Tweety that it’s amazing I caught this) and Fineman spoke very cogently about how Tea-baggerz just have this belief system that no amount of facts or reality or statistics or proof will ever penetrate to make them change their minds. It’s quite mind-boggling, but these people have been so brainwashed by their Doug Coe C Street “Family” churches & RushGlenn that they are pretty automatronic when it comes to absorbing the latest authoritarian reichwing bunkum.
Never gonna change their minds. But I agree that it’s not because of public schools or poor education. Rather it’s something more insideous and worrying, imo.
Plus you don’t want to infest your computer with their reichwing cooties/cookies (seriously).
That’s neither because of education, or smarts. That’s because of ideology.
In fact, ideology tends to correlate rather strongly with education, or at least with certain styles of education (for example, I suspect it correlates with rote learning, of being taught the “right answers”, rather than being taught “this is the way you can search for answers” and the more nuanced view that no answer is completely “right”). Ideology, and its stable-mate, religion, has the power to get you to disbelieve what your own lying eyes tells you is there. That is exactly what you’re seeing.
And it’s frustrating. Just the other day I had an argument with a conservative Republican, a young man who’s 22 years old and who’s a) poor, b) gay and who’s gah-gah over Sarah Palin and the Republican Party. Everytime time you hit him with facts he just says “That’s just your opinion” (no, there are differences between “opinions” and “facts”) or you quote something and he dismisses contrary evidence as being from a “liberal site”. Mind you, he’s not even very conservative on many issues–he complains about “greedy rich people” not seeming to realize that those very same run the conservative movement and the Republican Party. But you can’t make him see it.
What touched off this argument was his buy-in to a George Soros screed which originated from Glenn Beck (though he tries to deny the source, Beck is the only one I’ve found on the web who popularizes this). I told him “Look, if you don’t find a “fact” on any neutral source is more evidence that the “fact” isn’t a fact rather than it evidence that Glenn Beck is really onto something”. Jeez.
And it’s talks with those people (he has a mother’s who’s not rich either, and a grandmother who’s probably on SS) that make you want to scream. Not because they’re evil, but because they’re likely *VICTIMS* of what’s coming down.
stewartm
I know exactly what you mean. It’s so frustrating because such people blinded by their ideology tend to frame any counter-arguments, even those backed up by facts, by just stating that the “facts” are from “liberal sources.” And that’s the end of it.
I have a female friend who’s gaga for Sarah Palin. She happens to be Jewish and has had an abortion, plus she makes very little money. It continues to amaze me that this friend could find anything at all in common with Palin, other than that Palin pretends to be “poor” and one of “the small people.” How anyone can believe her conniving grift is beyond me, but some of Palin’s devoted fans defy logic.
And my friend happens to be well educated and has traveled extensively and is culturally very aware on many levels. Very religious Jew, too; orthodox.
Irony
but expected.
He saved his private practice company a few thousand by ending the insurance on 12/31 instead of Feb 28 (if that was permitted under his contract – it may be a longer period required once you pass the magic Jan 1 date).
Now he wants to be proved wise in his decision. I’d talk “pre-existing” once he has an un-covered period – he has no clue how BearCountry is correct as to how efficient and unmatched the private sector programs are in denying coverage to maximize profit.
I even find myself agree with our more conservative poster kumari at #11 “another reason Health Insurance should NOT be provided by employers. It should be self-purchase, only.” – It should be purchasing by the individual via a payroll tax on all income for a policy on a limited number of basic benefits that is identical amongst companies and where the Head of HHS states the next years prices for the procedures under the basic policy, prices that must be accepted if the provider wants to retain a license to provide those services. The capitalist system is amazingly flexible and provider costs will drop to make the HHS pricing one under which they make money.
I grew up in an area that is part of the district that elected this clown. I’ll be kind and say that it encompasses a lot of voters who aren’t exactly the brightest bulbs in the electoral lamp.
As an example, when I attended high school in that district, my English class was assigned to read Shaw’s “Pygmalion”. One of my classmates showed the text to her/his parents, who complained about the possible sale of Eliza Doolittle. Our teacher was then forbidden to continue teaching the play. This A$$hat’s election proves the area has changed little, if any.
Pig. If there is a God, the greedy bastard should be turned into a McRib sandwich.
Excuse me, how is that “not very bright”? I see no reason at all that employers should be in the insurance business. Please explain your argument. Self employed people purchase individual policies..thank you very much. When you get sick and can’t work, you don’t loose your insurance..why? because the policy belongs to YOU, not the company you have been working for. It goes with you, forever..You don’t get dropped and then fall into the “pre-existing condition” abyss. Why, why, why, do you continually think it wise to put your future into someone else’s hand??? That thinking process is mind boggling to me. The same with pensions. Keep you money and invest it yourself.
Are you HELPLESS???
Doncha’ just love it? Entitled, I’m sure.
Sounds like Harris is taking the first steps to proving William Saletan correct that “…Democrats didn’t lose the most important battle of 2010. They won it.”
Sorry to burst your bubble, but I am self-employed and was self-insured at the highest rate b/c of such a small pool (1). I never used my insurance the whole time I had it, except for annual exams. When I tried to get into a larger pool with the same company (to save me money since I am healthy and was not using the insurance I paid for), they DUMPED me. Why? Because I indicated that I have “seasonal allergies.” I did not even ask for prescription coverage.
Now I am in a big pool for people in my state who have received a “denial of coverage” letter. That is the only benefit of the process that I got.
But my policy did not “follow me” because “I owned it.” They dumped me.
You know what? I don’t believe you.
Down boy. You don’t read all the posts, do you? Or spend much time here before today? The only part of your post oldnslow referred to was the second part, purchase yourself, since the vast majority of people can’t afford to buy their own insurance. Including self-employed folks – most of the ones I know are not insured for that reason.
If you read the rest, you’d know we are in general agreement, in fact it’s a basic tenet of our support for single-payer health coverage, that employers should not be the ones responsible for providinng health insurance. Hell, it’s in my own post above.
What don’t you believe? My gawd, if you don’t believe that her company dumped her, you really know nothing about the health insurance industry and its practices for the last, oh forty years at minimum.
You should hang out here, read the postings during the health care debate the last few years; you could learn something.
you’re not any better off with individual policies, kumari. they’re almost always more expensive, and they’re considerably more selective. i have student insurance. my husband is self-employed. a policy for him costs more now than coverage for both of us cost when i had it through my employer, and it covers much less. because of pre-existing conditions, i can’t get individual policy coverage at all, and if i could, my premium would be three times higher than his — not because of pre-existing conditions, but because i’m a woman. gender discrimination in premiums doesn’t happen in the employer-based system (at least, it didn’t happen to us) but it sure does in the private market.
I have been purchasing my own health insurance since I got out of college. I have never enrolled in employer based insurance. I am not rich or even upper middle class. Those who say they cannot afford their own insurance have their priorities in the wrong place. Purchase you insurance first..then live off the rest. That is how it’s done. If you CHOOSE to spend you income elsewhere, and you get ill, then I guess you are sh..outta luck. And single payer is even a bigger looser than employer based insurance plans. And again, I dont believe her story
You know what, women have caused the gender discrimination. They demanded that all policies contain maternity. You can’t choose to NOT HAVE IT..It is mandated by the glorious FEDS that you are so dependent on. And what is also now mandated is coverage for accupuncture, massage, herbs and spices and such nonsense. So, there you have your expensive mandates.
Oh, I am a female
Well, thanks for illustrating some of the other comments here – if it doesn’t fit your ideology or your own personal experience, then it isn’t true.
Never mind that circumstances are different for everyone, and that health insurers have lots of conditions that vary from person to person.
If you knew about the industry practices as a whole, you wouldn’t be saying such a thing.
And you seem to be saying you’re unwilling to learn from experience outside your own.
Too bad.
Oh, yeah: permit me: I don’t believe you on this.
It has been recently demonstrated that pretty much everyone thinks they are “not rich,” even the millionaire who told an interviewer he isn’t rich, that billionaire over there is the one who’s rich.
The consensus by so many that $250k income isn’t rich also illustrates the point, despite that income being more than 99+% of Americans’ income. Since rich and middle class are relative, depending entirely on the relation between your income and that of others in your society, these folks are fooling yourself.
So, I don’t believe your characterization.
I make 28,000 per year
They’re made to read Ayn Rand as toddlers. It burns out not only the potentials of irony recognition, self-awareness and altruism, but also the ability to enjoy good literature.
I don’t believe your story. Unless you’re living rent-free as somebody’s trust-fund baby, you cannot pay your rent/mortgage and your own insurance on $28,000 a year. But thanks for playing!
Oh, and you know what’s even better about this?
Top-flight anesthesiologists make really big bucks because to be a good gas-passer requires really good skills; there’s often a fine line between under- and over-gassing.
So this dude is very likely made of money, unless he was the Frank Burns of gas-passers.
Why doesn’t he just go out and buy his own insurance and save the tax-payers some money? Does he have a pre-existing condition or something and can’t get it or afford the premiums? Doesn’t he have insurance already and perhaps can’t afford the premiums and needs it now? I sure hope the Feds don’t run a preexisting condition check on him and deny him coverage or make him pay greater outer pocket cost. I think all those, which is pretty much all of them, that vote for no public option, and those that think there should be no “socialized medicine”, should go out and protest the horrid abuse this man is facing. It is shameful. Just shameful.
Rent, no kids, used car, no cell phone,..yes I can. But you don’t need to believe me.
Washington Post:
The average annual premium for family coverage amounts to $12,106 in 2007, of which $3,281 is paid by the worker. (The employer picks up the rest.) That is up from $11,480 last year, of which the worker paid $2,973, according to the survey of nearly 2,000 employers.
Have you ever considered becoming a midwife? Could be a good a worthy career goal. Maybe they make more than 28k a year.
You forgot to add this part of the story…
“Nix said Harris, who is the father of five, wasn’t being hypocritical – he was just pointing out the inefficiency of government-run health care.”
Ah, no kids. That, and maybe eating nothing but ramen noodles.
That’s damage control spoken after the fact by his handler, as you well know, Frederic. But nice try!
FICA doesn’t allow me to keep my s.s deduction and invest it myself. Wallstreet and congress is working on that
More on Wee Andy’s breathtaking ignorance:
Oh, and for sheer comedy relief, check out the comments section on this Politico piece. It seems that there is one person with several sockpuppets desperately hollering “Journolist!” every six seconds, as if that has anything to do with anything. That’s a sure sign this news tidbit hit home.
Exactly, he and all of the members of congress, and all citizens, should pay for their own policy. GREAT IDEA..see how easy that is!!!!!!!!!
Yup, they are all out organizing a protest as we speak.
She is going to look up FICA and will be right back. As a self-employed person she pays both her employer and employee portion. That’s 4800 a year. Maybe she breaks even on her P&L and there is little Fed Withholding. I guess someone’s car that doesn’t break down and doesn’t need that car for their business or has their own home office in their rental and that doesn’t get sick and have to pay 20% of the HMO cost just might be able to afford it. Good for them. Libertarians rock!
My Dawg the bullshit is thick in this thread.
Whew!!!!
Had to pull my boots up around my neck.
$28,000 a year….. HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA! OMG teh laughs! teh bullshit!!!
And it was really just an exercise to show how ineffective gov’t run health plans are!!!! HAHAHAHAHAHHAHAHAHAHAHAHAAHAH OMG, you’re killing me!!!
Congress has the same health plans folks working for other employers have!!! It’s not gov’t run, it’s Blue Cross Blue Shield, it’s Kaiser, it’s ALL of them!! HAHAHAHAHAHA
The only folks on a govt run health insurance plan are Medicare recipients, active duty military, and certain veterans.
WOW teh bullshit is deep.
Proving of course, absolutely proving, there is NO meeting of the minds on these things. So many believe we just need to “reach out” to these folks. NO, when confronted with facts and reality, they reject it and make up their own facts. YOU CAN’T REACH OUT TO SOMEONE LIKE THAT ANY MORE than you can reach out to religious fanatic and convince him/her there is no God.
Please, wake up. Some of our wonderful citizens have CHOSEN deliberate ignorance. We can’t force them, cajole them, or pretty please them into changing that.
Just let them make that choice, AND BE RESPONSIBLE FOR IT.
Sorry you had to go get your boots on. We just got our insurance bill. It made me a tad cranky. I had an opportunity for some free bug-be-gone so I jumped on the offer.
btw, everybody – http://www.andyharris.com. Contact me email addy still working! ; )
And, uh, what if most women were driven to that very same “not to have it” decision based upon mere economics? Do you think that a baby-less US would be a good thing?
stewartm
1) Deductive, co-pays, co-insurance, maximum out of pocket expenses? Yes, many could afford “junk insurance”, or insurance that doesn’t cover much of anything but the absolute health catastrophe. But plans that you can actually use, or that cover preventive medicine?
2) Uh, what happens if you like get really sick or have a bad accident that prevents you from working, and you lose your income? Then you can’t make the insurance payments so they drop you. (Even now, post-HCR, I’m sure that the insurance companies will try to pull whatever trick they have to end your coverage anyway if they have to pay out, leaving you no choice but to sue them for it, with you having no job and no income against a battery of corporate lawyers. Good luck on that one).
Your “personal responsibility” shtick seems to imply that you’ve never experienced anything like that happening to you.
Funny, your sole individual experience trumps that of *entire nations*? I should remind you that Canada’s health care system and its rate of inflation were worse than that of the US before it went to single-payer.
Personally, I think the optimum combination would be Medicare-for-all (improved to cover dental and with out-of-pocket caps) plus VA-for-all (to improve Medicare’s price reimbursement to health care providers, and to put downward price pressure not only by insurance means, but by provider means as well).
FWIW, even corporate plans are superior to individual plans, so you’re wrong about that one too. Why? For one, many if not most corporations self-insure, so they cut out a lot (but not all) of the profit-sucking by the insurance companies. Two, if they do buy, as they represent a sizable number of employees, they have buying power, and can lower costs that way. Three, if you do need care and run into a denial, your corporation might actually go to bat for you.
The latter actually happened for me, when I was in the hospital with 13 broken bones after an accident, and the hospital wanted to discharge me 3 days after the accident even though I couldn’t walk or even get out of bed without *two* people assisting me, I called my supervisor. He in turn called employee benefits, who then called the hospital and the insurance provider. Guess what? A mere two hours later I got a very nice call from the insurance company about how a “terrible mistake” had been made and that of course I wouldn’t be discharged when I was so immobile and helpless.
I thought to myself–what if I had not been able to get advocates? And I had *good insurance*, as things are reckoned here in the US (i.e., the same policy almost identical to what everyone gets in a country like the Netherlands). What if I had been indigent?
Of course, everything I said about employer insurance–about buying power, and advocacy power–is even more true when you have single payer.
stewartm
Let’s see–just using the 2010 income tax rates, you pay $2379 in income taxes, on top of 6.2 % and 1.45 % payroll taxes ($2142). That leaves you with $23479 of income.
To pay rent even in a cheap place around where I live (and my area is cheaper than most) here would run about $350 a month. Utilities (I’m talking just electricity and water and heat) would run about $100 more. That’s $5400 out of that $23479. This could be much more expensive in a even modest-sized city.
You say “used car”. Assuming even that you live close, and your car is reasonably fuel efficient, that adds $30 biweekly. That’s $780 more. Oil changes might run $40 once every 3 months even on fairly low mileage. So there goes $900 even assuming no repairs or accounting for other wear items like tires). Car insurance, even with no collision, would be probably about $500 a year to that.
We’re not accounted for food, but even with smart shopping if you can eat on $75 a week that’s doing good. Another $3900 off that total.
The average single premium in 2009 was a tad under $4900. Now you’re down to $7876, or $656 a month. Nor have we calculated any other forms of taxes, fees, required payments, or whatnot. Not having any form of communication, even a landline, or internet, either which may be a requirement if you need to change jobs (you’d be surprised how many jobs today only take online applications). That would add $780 for the latter alone, based on my modest plan.
Even in the best of cases, you’re living on a shoestring, with no savings, is what I see, and any serious financial or health or accident setback wipes you out. Even as a young person, I always figured that it was a good policy never to have one’s housing to be more than 1/4th of your monthly pay, that you needed to save money each month, for the inevitable and predictable time when something would break or some whatnot and you’d need it. You wouldn’t really achieve real savings, but being able to scrape up enough would mean you’d be able to throw something at the wolf when he visited your doorstep.
stewartm
Wait until you get a little older. My private insurance costs me $1,246 each month for HMO coverage, no cadillac plan here. I’m paying for it out of my savings, and it’s eating away at what little security I thought I had for my retirement. The idea that you should pay for insurance first and “live off the rest” doesn’t fly when premiums are this high. And the only reason I can get insurance at all is because my state mandates that it be offered–no insurance company insures anyone over 50 by choice. Yeah, I know, you don’t believe me either.
This is exactly the sort of issue the Tehadist wing of the GOP would be pissed off over – that people who aren’t even Federal employees are getting taxpayer-covered healthcare to begin with.
As a consultant for a network of rural hospitals, I can assure you that no private carrier will allow an elected official to obtain coverage under any employee group policy. They are not employees. Dr. Harris should thank his lucky stars for this newfound windfall.
He is potentially a one-termer. He is a vendor, if using private-sector analogies.
And even employees in private-sector fields normally face a 90-day waiting period for benefits to kick in.
I’d like to know what Dr. Harris was doing for coverage before his recent election. Like, now. What’s he doing now? Is he getting employee coverage because of his affiliation with a hospital? If so, meet COBRA, Dr. Harris. If not — if he is purchasing it as a self-employed private practitioner, buy it for one extra freakin’ month.
The disconnect between these abject morons and reality is wider than any continental drift. Honestly, the wingnuts who voted for him deserve him — but let’s not be fooled. These people technically “represent” districts, but they vote in a manner that impacts everyone.