Today, a series of new health insurance regulations under the Affordable Care Act go into effect, in particular the free (i.e., no co-pay) preventive services for women’s health. And both the Obama Administration and Democrats in Congress are in the midst of a full-court press to let everyone know about it. Here’s Kathleen Sebelius and Nancy Pelosi sharing the news in USA Today:
Starting Wednesday, thanks to the Affordable Care Act, all new insurance policies will be required to cover the vital care women need to stay healthy without charging a fee to the patient. As a result, millions of women will soon be able to walk into their doctor’s office and get preventive services such as an annual well-woman visit without paying a dollar out of pocket [...]
Beginning Wednesday, all new insurance plans will be required to cover additional services and screenings for women without cost to the patient. These include services that are essential to helping women stay healthy — such as domestic violence screening, FDA-approved contraception, breastfeeding support and supplies, gestational diabetes screening, HPV testing, sexually transmitted infection counseling, and HIV screening. That’s on top of other potentially life-saving services such as cholesterol screenings and flu shots that many private plans and Medicare have already begun covering with no co-pay thanks to the law [...]
Thanks to the health care law, women will no longer have to put off prevention. No woman should have to choose between seeing her doctor and putting food on the table for her family. Now, many women won’t have to make that choice.
Harry Reid highlighted the women’s health preventive services regulations in a HuffPo op-ed.
The contraceptive insurance coverage mandate, which is in a bit of jeopardy after a judge’s ruling in Colorado, has been highlighted more strongly than the other regulations. But the annual well-woman visit, various screenings, breastfeeding support and supplies and flu shots are all pretty important.
One of the better facets of the Affordable Care Act was this focus on prevention, as a means toward cost control. America happens to be as sick as its ever been, with one out of every five citizens suffering from a chronic health condition. At least some of these ailments are due to inattention to annual preventive care and maintenance. And making that care free will, in theory, enable people to adopt it more frequently. One of the most frequent diseases, diabetes, is among those available for free screening now, under the law.
Obviously, Democrats are using this in electoral terms, contrasting the benefits with the Republican war on women. But the best politics does require an articulation of benefits endowed by one party or another. Call it public relations if you will. But one of the big impediments to progressive governance in America is the nagging feeling among the citizenry that people don’t get anything out of their contributions to the commons in the form of taxes. Free preventive health services, mandated as part of everyone’s insurance coverage, at least shows some tangible good.




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Sounds good David, the only problem is that the Insurance companies have just shifted the costs to other segments. Our premiums for healthcare coverage purchased at our company have increased 10% over the prior year. They have also upped the coinsurance payment required by the employees by 50% from 20% to 30%, they have also bumped up the deductibles over a 100%. They seem to be gouging companies and individuals at an even faster rate now.
My experience with the so called “free preventative treatments” is that they just add something else on to the visit. You better not tell the doctor about anything else or they will get you with a copay for consultation.
They can release all the hype they want about the Affordable Healthcare Act but when people start seeing there premium increases this year they are going to be shocked.
Good job of keeping your eye on the ball. As I keep telling dembots: let me know when your premium goes down.
And what’s this about “new” policies? I can only assume this won’t apply to my wife, considering we’ve been on our policy for a year? This is an honest question. Again, this policy is about as clear as mud.
To which party does Bart Stupak belong, again?
Right.
Of course. Even without the ACA premiums would have gone up…as they have in the past and will in the future. The ACA has to turn into Single Payer. Its the only way…..I work at an airport and checked in a women the other day who has duel citizenship in the US and the UK. She had to have something done to her leg and the cost here in the US was $5000.00 so she was heading to the UK to use her Universal Health Care and pay nothing. She said her care in the UK was awesome and just laughed about the US Voters and their fear of Single Payer. Depressing right?????
and nothing at all changes for those who cannot afford overpriced insurance.
FDL…please stop calling this FREE it is not free, policyholders pay premiums..free sounds like a distortion of reality to me…
The way I understand it is that Women will pay less, or in this case get “free” care, but the Doctors and Insurance companies still want to be paid.
So they will just shift the cost, in this case premiums for men will increase. It’s the same with the 3 times rule for seniors, seniors premiums can only be 3 times higher than the least expensive plan, therefore younger people will pay higher premiums.
The insurance companies always win, they just shift the cost, and while they’re making changes to the plan, they add a little most profit for themselves. Even the new rebates for using less than 80% of premiums for health care, won’t work, they’ll just shift those costs around also.
Maybe the best thing would be to eliminate all the insurance companies and just pay as you go like the old days. Doctors and hospitals will be forced to lower their prices so normal people can afford it or go out of business.
The idea is great but we have to see how this goes down. Today I received letter from my health insurer that I am to expect Increased rate in 2013, so it’s started already. However the very idea that women are being treated as valuable and equal in the language of this law is encouraging.
We seem to get closer to the notion of equal protection and self determination and the pusuit of happiness.
I’m sure that Insurance rates would have gone up with or without these new issues being insured.
We are behind the entire world on health insurance.
We are interested in the buck beyond all else and it shows.
We aren’t even ashamed as a nation about our callous disregard of the human condition.
And Americans continue to vote against their own self interests.
And who was it again that was in charge of the House when she allowed Stupak to hijack the debate on health care?
Yeah with friends like Democrats women sure don’t need enemies.