My fellow Americans, it’s fine print time. While much of the media focuses on a broken website, they may be missing a more important story. Some of the premiere hospitals in American may not be accepting many of the new insurance policies the Obamacare law brings into place. So while more Americans may be covered under the Obamacare insurance scheme, they may be denied access to the best medical facilities within the US healthcare system.
The Obama Administration has been claiming that insurance companies will be competing for your dollars under the Affordable Care Act, but apparently they haven’t surveyed the nation’s top hospitals. Americans who sign up for Obamacare will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. Most of the top hospitals will accept insurance from just one or two companies operating under Obamacare.
As everyone knows, the quality of care varies from hospital to hospital. If you want the best, you may be out of luck if you get your insurance from an Obamacare exchange.
A few, like No. 1-rated Johns Hopkins in Maryland, are mandated under state law to accept all insurance companies. Other than that, the hospital with the largest number of insurance companies is University Hospitals Case Medical Center in Cleveland with just four. Fully 11 of the 18 hospitals had just one or two carriers..
Just look at Seattle Children’s Hospital, which ranks No. 11 on the U.S. News & World Report best pediatric hospital list. When Obamacare rolled out, the hospital found itself with just two out of seven insurance companies on Washington’s exchange. The hospital sued the state’s Office of Insurance on Oct. 4 for “failure to ensure adequate network coverage.”
This is beyond a dysfunctional website, this is quality of care. Being denied access to a top hospital can be the difference between life and death. One can only imagine the pain that would come from a family that lost their insurance policy due to President Obama’s broken promise, only to get another policy that the hospital they needed wouldn’t take.
Not to belabor the point but Medicare For All would also have alleviated these problems.