Household Formation Starts to Climb

By: Thursday November 8, 2012 1:03 pm

Hurricane Sandy, and now the nor’easter storm that’s blown through the Northeast, has obviously caused a lot of devastation from an economic standpoint. That extends to the housing market. The 90-day moratorium on foreclosures will dry up a lot of inventory for speculators. And it’s already cutting into the mortgage application index. “Last week’s storm [...]

Speculation Offsetting Downside Factors in Housing

By: Monday October 8, 2012 7:45 am

We have heard so much about the positive prospects for housing over the past year, I thought maybe we should pay some attention to the downside case. Michael Panzner provides it, and it hinges mainly on the high supply of shadow inventory and the type of loans being offered these days: Needless to say, shadow [...]

Low Rate of Household Formation Hurting Housing Market

By: Thursday June 21, 2012 6:54 am

A new report by the US Census shows why it’s going to be so difficult to get a housing recovery going. We already have seen that the 9 million families locked out of the market by virtue of a recent delinquency or foreclosure dampens supply. The up to 16 million families who are underwater have [...]

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