Thankfully, most people got the RealtyTrac data on foreclosures in the first quarter of 2012, which showed the lowest amount of filings since the beginning of the recession, mostly right. We had a settlement on foreclosure fraud that just got approved by a federal judge last Friday, after the end of the first quarter. So [...]

I think I’ve made my position on the foreclosure fraud settlement pretty clear. Nevertheless, there’s a time to stew and a time to figure out how to make this work as well as possible. I think there are some tangible steps that can be taken, if not to improve the deal, then to improve housing [...]

I think even the White House would admit that the changes to their refinancing initiative announced this week aren’t a game-changer for the housing market. I would look at them as more of a stimulus bill than a housing bill. If you’re a delinquent borrower, you get no help from the changes. If you want [...]